Editorial policy

This site covers money, law and family. Getting it wrong has consequences, so here is exactly how content is produced and checked.

Last updated 10 August 2026

Our sources#

We work from primary sources. Where a page states a legal or tax figure, it comes from one of these and links to it:

• GOV.UK — the definitive statement of most rules and thresholds.
• HMRC — inheritance tax rates, allowances, reliefs and manuals.
• The Office of the Public Guardian — lasting powers of attorney and deputyship.
• Care Act 2014 statutory guidance — care means testing and deprivation of assets.
• legislation.gov.uk — the primary legislation itself.
• MoneyHelper and The Law Society — for consumer guidance and professional standards.

We do not source facts from other commercial sites, and we do not repeat figures we have not checked ourselves.

How figures are managed#

Every legal and tax figure on this site is held in a single central configuration file with its own source link and note. A page does not contain a hard-coded number; it references the central value. That means:

• One correction updates every page, the calculator and the structured data at once;
• Nothing can drift out of step between a guide and the tool;
• Every page can display the date the figures were last verified.

Figures are re-checked after every Budget and fiscal event, and at least twice a year regardless.

How a guide is produced#

1. Question research. We start from what people actually ask — search data, and the questions that recur in public forums such as r/LegalAdviceUK and r/UKPersonalFinance. Near-identical phrasings are answered on one page, not several.
2. Drafting from primary sources. The writer works from GOV.UK, HMRC and legislation, not from other articles.
3. Fact check. Every figure, threshold and legal statement is checked against its cited source and dated.
4. Plain-English edit. Jargon is removed or explained on first use. The direct answer goes at the top.
5. Specialist review. Once our independent reviewer is appointed, guides carry their name and credentials. Until then we say the review is pending rather than implying one has happened.
6. Publication with an author, a published date, a last-updated date and a scheduled next review date.

Authorship and review#

Every guide names who wrote it and shows when it was last updated. Where a guide has been reviewed by a credentialed professional, we display their name, their credential, and a link to their entry on the relevant public register so you can verify it yourself.

Corrections#

If something here is wrong, we want to know and we will fix it. Email hello@keepthelot.co.uk or use the contact form, and tell us the page and what you believe is incorrect.

We check the claim against its primary source. If it is wrong we correct it, update the last-updated date, and where the error was material we note the change on the page. We aim to respond within five working days.

Independence#

Commercial arrangements never influence editorial content. Advisers we introduce people to have no input into what we publish, no sight of drafts, and no ability to have a guide changed. We do not accept payment for coverage, links or placement, and we do not run advertising. See how we work for the full disclosure.

Scope and limits#

• We cover England & Wales only. Scottish and Northern Irish law differs, and we say so rather than glossing over it.
• We publish general information, not advice. Every guide carries that statement.
• We do not cover funerals.
• We do not publish anything that depends on concealment, and we will not describe schemes designed to disguise deprivation of assets or evade tax. Legitimate planning only.

Use of AI#

We use software tools in research and drafting, as most publishers now do. No guide is published without a human working through the primary sources, checking every figure against GOV.UK or HMRC, and taking responsibility for it. Accountability for what is published sits with people, not tools.